Guidance

Benefits and pensions for UK nationals in the EU, EEA or Switzerland

This guidance explains the rights of UK nationals in the EU, the European Economic Area (EEA) or Switzerland to benefits and pensions.

The UK has left the EU. The EU Withdrawal Agreement sets out the terms of the UK’s withdrawal from the EU.

If you move abroad

You will need to tell the government office that deals with your benefits or your UK State Pension if you are moving or retiring abroad.

UK State Pension

You can carry on receiving your UK State Pension if you move to live in the EUEEA or Switzerland and you can still claim your UK State Pension from these countries.

Your UK State Pension will be increased each year in these countries in line with the rate paid in the UK.

You can also count relevant social security contributions made in EU countries and Switzerland to meet the qualifying conditions for a UK State Pension.

This guidance is for UK nationals, however these rules on the State Pension apply to everyone regardless of your nationality and regardless of when you moved.

Benefits if you are moving to the EUEEA or Switzerland

If you are moving, or thinking of moving, to an EUEEA country or Switzerland the rules for paying some UK benefits in the EUEEA or Switzerland changed from 1 January 2021.

Moving to an EU country or Switzerland permanently

There are rules which say which country you should claim benefits from.

If you’re eligible, the following benefits and payments can be paid in the EU and Switzerland:

  • Bereavement Support Payment and other bereavement benefits
  • industrial injuries benefits
  • Maternity Allowance
  • Statutory Maternity Pay
  • Statutory Paternity Pay
  • Statutory Sick Pay

Relevant social security contributions made in an EU country or Switzerland can be used to help you qualify for some UK benefits while you are in the UK, for example:

There is more information about where you pay your social security contributions when working in the EU or Switzerland.

Moving to Norway, Iceland or Liechtenstein permanently

This guidance is being updated.

Moving abroad temporarily

You can claim some benefits abroad for a time-limited period if you move abroad temporarily, for example for planned medical treatment, as long as you meet the qualifying conditions.

Check which benefits you can claim while abroad.

Benefits if you were living in the EUEEA or Switzerland by 31 December 2020

This guidance is for UK nationals. If you were living in an EU country by 31 December 2020 you are covered by the EU Withdrawal Agreement. There are equivalent agreements in place if you were living in an EEA country or Switzerland by 31 December 2020. Read fuller guidance on citizens’ rights.

You may be able make new claims for some UK benefits, if you meet all the other eligibility requirements. There are rules which say which country you should claim benefits from. We will only ask for further information if the UK is the country you may be able to claim benefits from.

Read guidance on which benefits you can claim if you live, move or travel abroad.

Check which benefits you can claim while abroad and how to claim them, using an online checker.

Moving within the EUEEA or Switzerland

This guidance is for UK nationals. If you were living in the EUEEA or Switzerland by 31 December 2020 the rules on which UK benefits you can claim have not changed, as long as you carry on living in a country in the EUEEA or Switzerland.

Evidence you will need to provide

You may be asked to send us evidence that you were living in the EUEEA or Switzerland by 31 December 2020 if:

  • you make a new claim from the EUEEA or Switzerland for some benefits
  • you report certain changes of circumstances (for example, a move from the UK to the EUEEA or Switzerland)

You will only need to send us this evidence where the rules for people not covered by the Withdrawal Agreement are different from the rules for people covered by the Withdrawal Agreement.

You will also be asked to send us this evidence if you are a UK national living in the EUEEA or Switzerland by 31 December 2020 and have taken up citizenship by naturalisation in that EU or EEA country or Switzerland.

The evidence you will be asked to send us includes:

  • a copy of your residence document, where issued by 31 December 2020
  • a copy of your EUEEA or Swiss passport and naturalisation document, if you have taken up citizenship in your home country by 31 December 2020

If you do not have either of the above documents issued by 31 December 2020, you will be asked to send us copies of official documents which show evidence of your home address in the EUEEA or Switzerland as at 31 December 2020, such as:

  • bank statements
  • rent or mortgage statements and evidence of payment
  • utility bills

The documents must be dated and have your name on them. This is not a complete list.

It is important that you keep these documents as you may need them if you claim in future.

These documents will be used to help provide evidence of your place of residence in the EUEEA or Switzerland as at 31 December 2020.

Contact the International Pension Centre for further guidance if you do not have any of these documents

If you are claiming Child Benefit or Child Tax Credit, contact HMRC.

Moving to Ireland

You can claim and carry on receiving some UK benefits in Ireland if you are a UK or Irish national, as long as you continue to meet the eligibility requirements.

More information on the benefits available in Ireland.

Pensions and benefits paid by an EUEEA country or Switzerland

Check the rules in the country you are living in or moving to with that country’s social security authority. You can find out more by checking the country specific guidance for UK nationals.

Annuities and personal pensions from a UK pension provider

Your pension provider should have made plans to make sure you can still get payments from your annuity or personal pension following the UK leaving the EU.

Your pension provider should contact you if they need to make changes to your annuity or pension or the way you are paid. The Financial Conduct Authority has published information on what pension providers need to do because the UK has left the EU.

If you have any questions, contact your pension provider.

UK workplace pensions

UK law allows for workplace pensions to be paid overseas. The government does not expect this to change because the UK has left the EU.

If you have any questions, contact your pension provider.

If your workplace pension is paid into a UK bank account, your bank should contact you if they need to change the way you receive your pension because the UK has left the EU.

Published 24 January 2020
Last updated 1 November 2021 

Benefits and pensions for UK nationals in the EEA or Switzerland

This guidance explains the rights of UK nationals in the European Economic Area (EEA) or Switzerland to benefits and pensions from 1 February 2020.

The UK has left the EU. The Withdrawal Agreement sets out the terms of the UK’s withdrawal from the EU and provides for a transition period lasting until 31 December 2020. This is a time-limited period before changes take place.

This page tells you how to prepare and will be updated if anything changes.

Read about the transition period.

Sign up for email alerts.

There will be no changes before 1 January 2021 to the rules on claiming UK benefits and State Pension in the EEA or Switzerland as a result of the UK leaving the EU.

UK State Pension and benefits

You will need to tell the government office that deals with your benefits or your UK State Pension if you are moving or retiring abroad.

You can continue to receive your UK State Pension if you live in the EEA or Switzerland and you can still claim your UK State Pension from these countries.

Living in the EEA or Switzerland by 31 December 2020

If you are a UK national living in an EEA state or Switzerland by 31 December 2020 you are covered by the Withdrawal Agreement.

You will get your UK State Pension uprated every year for as long as you continue to live there. This will happen even if you start claiming your pension on or after 1 January 2021, as long as you meet the qualifying conditions.

If you are working in the EEA or Switzerland, you will be able to count future social security contributions towards meeting the qualifying conditions for your UK State Pension.

You will continue to receive any UK benefits you already receive in the EEA or Switzerland for as long as you continue to live there, and continue to meet all other eligibility requirements.

You may also be able make new claims for certain UK benefits from 1 January 2021, if you meet all the other eligibility requirements. Read:

Check which benefits you can claim while abroad and how to claim them, using an online checker.

Moving to an EEA state or Switzerland from 1 January 2021

If you are not covered by the Withdrawal Agreement and you move to live in an EEA state or Switzerland on or after 1 January 2021, your right to receive some UK benefits will change. Some benefits may only be paid for a time-limited period in these countries in future.

The changes to these rules will depend on the outcome of negotiations with the EU. If you are considering moving to the EU on or after 1 January, please continue to check this page for future updates.

Pensions

The government is seeking to maintain arrangements with the EU in some areas however the rules depend on the outcome of negotiations and may change. This includes:

  • counting future social security contributions in the EEA and Switzerland towards meeting UK State Pension qualifying conditions
  • getting your UK State Pension uprated every year in the EEA and Switzerland

Regardless of the outcome of negotiations, you’ll continue to be able to claim or receive your UK State Pension in the EEA or Switzerland, as long as you meet the qualifying conditions

If you have made social security contributions in an EEA state or Switzerland by 31 December 2020 you can still use these to help you qualify for a UK State Pension if you do not meet the minimum qualifying period.

Benefits

The Government is seeking to agree new rules with the EU to resemble the rules we have with non-EU countries. The rules depend on negotiations and may change. This includes but is not limited to:

  • stopping the payment of Child Benefit for those not covered by the Withdrawal Agreement
  • changing to rules governing the payment of other benefits abroad for example disability benefits, for those not covered by the Withdrawal Agreement

You will still be able to receive disability benefits abroad for a time-limited period, for example while undergoing planned medical treatment, as long as you meet the qualifying conditions.

You’ll also be able to receive Industrial Injuries Disablement Benefit in the EEA or Switzerland, as long as you meet the qualifying conditions.

Under current rules, social security contributions made in an EEA state or Switzerland can be used to help you qualify for some UK benefits, for example New Style Jobseeker’s Allowance and New Style Employment and Support Allowance.

For more information, contact the International Pensions Centre.

Moving to Ireland from 1 January 2021

You’ll continue to get your UK State Pension uprated if you move to Ireland and you are a UK or Irish national.

You’ll be able to claim and continue to receive UK benefits in Ireland if you are a UK or Irish national, as long as you continue to meet the eligibility requirements.

Pensions and benefits paid by an EEA state or Switzerland

Living in an EEA state or Switzerland by 31 December 2020

If you are paid a pension or benefit by an EEA state or Switzerland, check with the organisation that pays you to find out what you will need to do to continue receiving any benefits or pension after 31 December 2020. You can find out more by checking the country specific guidance for UK nationals.

Moving to an EEA state or Switzerland from 1 January 2021

If you move to an EEA state or Switzerland from 1 January 2021 and you are not covered by the Withdrawal Agreement, your entitlement to a pension or benefits from that country will depend on the outcome of negotiations with the EU.

Annuities and personal pensions from a UK pension provider

Your pension provider should have made plans to make sure you can still get payments from your annuity or personal pension following the UK leaving the EU.

Your pension provider should contact you if they need to make changes to your annuity or pension or the way you are paid. The Financial Conduct Authority has published information on what pension providers need to do because the UK has left the EU.

If you have any questions, contact your pension provider.

UK workplace pensions

UK law allows for workplace pensions to be paid overseas. The government does not expect this to change because the UK has left the EU.

If you have any questions, contact your pension provider.

If your workplace pension is paid into a UK bank account, your bank should contact you if they need to change the way you receive your pension because the UK has left the EU.

Published 24 January 2020
Last updated 13 July 2020 
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